PCRB Files Targeted Loss Cost Changes for First Responder PTSI Coverage

PCRB submitted Filing No. 346 on September 18, 2025 to implement Act 121 of 2024, expanding PTSI eligibility for certain first responders. Proposed loss cost adjustments are limited to four classes—0807 Police Officers & Drivers, 0985 Ambulance Service–Emergency Response, 0993 Volunteer Ambulance Corps, and 0994 Volunteer Fire Company—with an estimated statewide impact of +0.13%.

Updated loss cost tables (proposed effective April 1, 2026) are posted. Policies effective on or after that date must carry tentative rates and include the Pending Rate Change Endorsement, with subsequent endorsement to approved carrier rates. This filing is separate from the annual loss cost filing. Act 121 takes effect October 29, 2025. Please read complete details in PCRB Circular #1833.